Delta 360 offers banks, lenders and credit unions a complete end-to-end loan administration platform, Lending Management Suite (LMS360), comprised of various software modules, which can be used independently, or as an entire product suite. Our software solution allows lenders to support all aspects of the mortgage / loan administration life-cycle from origination (underwriting / advancing) including condition management and disbursement of funds, servicing including payment collection and changes, municipal tax administration, securitization including MBS / CMB pools, portfolio management, renewals, payouts, discharges, ports, assumptions, arrears management, documentation management and reporting.

Out of the box, the LMS360 solution can support various mortgage products including HELOCs, multi-component mortgages, as well as, insured and uninsured mortgages. The Delta 360 solution can also process additional types of secured and unsecured lending products including, line of credits, car loans, personal loans and commercial lending.The LMS360 platform provides configurable workflow and scoring capabilities, as well as, integrated document management allowing you to streamline your processes and reduce costs.

More

Underwriting and Advancing solution
providing underwriting tools,
condition management,
disbursement of funds and
generation of client documents.

A workflow-enabled system, allows
you to pro-actively manage your
client’s renewals and mid-term
activities as well as implementing
retention strategies.

Complete Accounts Payable solution
to efficiently administer
disbursements of third-party
payments including broker
commission and insurance products.

Enterprise wide reporting and
analytics solution which pulls data
from various systems and
consolidates them into a single
reporting platform.

Core Servicing platform providing
flexible product support, payment
processing, account changes,
assumptions, ports, payouts and
arrears management.

Complete municipal tax
management and processing
system and web-based
property tax tools.

LMS360’s securitization module
provides support for investor
administration for institutional and
individual investors supporting
real-time pool selection
and issuance of whole loan pools
and loan syndications.

KEY FEATURES

LEADING EDGE TECHNOLOGY

The quick and cost effective deployment of enhancements allows you to not only respond to the market, but to set your own course. Smart-Client technology, and our highly productive multi-panel user interface, with intuitive look and feel, minimize training and enhance productivity.

SUB-SERVICING / PRIVATE LABELS

The Delta 360 solution also allows you to manage multiple brands / private labels on a single platform. The sub-servicing feature enables you to service for other lenders on a private-label basis.

CONFIGURABILITY

The built in extensive self-management tools allow you to launch products and programs easily and quickly without code changes. Lenders can easily manage business rules, workflow, products, rates and other tables through the online administration tools.

INNOVATION

The integrated customer scoring engine aids in reducing customer attrition by determining which clients have the highest propensity of leaving. The workflow solution then allows you to create targeted campaigns maximizing your retention ratios.

MODULAR PLATFORM

The LMS360 suite gives you a flexible “plug and play” deployment. You can select the entire suite or choose the software modules that benefit your business now and in the future. The Delta 360 professional services team can help you to integrate individual modules into your existing platform.

SAAS / BPO

Minimize your start up costs and to take advantage of a predictable transaction based pricing model through our Software as a Service (SaaS) based solution. Through our partnerships, we can provide lenders with outsourced (BPO) services to streamline your operations.